Treasury Management
We’re here to help you work smarter, not harder. That’s why we offer a suite of streamlined business services.
Business Online Banking
- $25 per month for all Crustmace Bank business customers
- Save time, improve cash flow, and streamline cash management
- Manage your accounts online, anytime:
- View account balances
- See detailed transaction history
- Transfer funds between accounts (one-time and recurring)
- Issue payroll electronically via direct deposit
- Request stop payments
- Pay bills
- Authorize multiple users and customize what information is shared
- Secure and easy to use
The fast, easy, and secure way to do almost all of your banking — manage your accounts, pay bills, transfer funds, and more in just a few clicks.
Business Mobile Banking with Mobile Deposit
Your Crustmace Bank & Trust accounts are wherever you are with free, on-the-go mobile banking.
- Bank with your mobile device, for free, 24/7*
- Fast and secure service for customers enrolled in online banking
- Easily manage your accounts with a few taps on your screen:
- Check current balances
- Transfer funds
- Deposit checks
- And more!
- Save valuable time and effort; avoid an extra trip to a branch
Mobile Deposit:
- Deposit checks anytime, anywhere from your mobile device
- Free service for Crustmace Bank business customers
- Save time and money with fewer trips to the branch
Remote Deposit Capture
Deposit checks directly from your office — so you can get more done and make fewer trips to the branch.
- Deposit checks from the convenience of your office, 24/7
- Save time preparing and delivering checks
- Realize funds faster, accelerating cash flow
- Reduce time and money spent on transportation
- Utilizes a desk scanner and internet access
- Simply sign, scan, and send checks to the bank for processing
- Checks are converted to an electronic image that is then securely transmitted to the bank
- Streamline check handling from multiple offices or locations
- Fewer errors in accounting
- Reduce the risk of check fraud by eliminating the circulation of paper checks
- Secure (includes state-of-the-art encryption)
ACH Services
Easily stay on top of outgoing funds without adding to your workload. Our ACH services enable you to pay vendors, process employee payroll, pay taxes, and more — all with ease.
- Conduct several outgoing payments 24/7, electronically:
- Directly deposit employee payroll
- Make vendor payments
- Pay state and federal taxes
- An up-to-date record of transactions is available via online banking or account statements
- Schedule one-time or recurring outgoing payments
- Efficient and accurate processing, providing more visibility to your cash position
- Improve cash flow
- Increase productivity by automating processes
- Cut down on employee resources and time
- Increase accuracy; reduce human error
- Eliminates waste and expenses associated with paper checks
Positive Pay
Stop fraud before it affects your business — Positive Pay compares transactions presented to what actually should be, calling attention to any discrepancies. Should fraud occur, Positive Pay helps you recoup the funds in a timely fashion.
- Catch fraudulent activity before money leaves your account
- Simple, back-end process:
- Positive Pay — automatically compares checks presented for payment to those in your check-issued file
- Receive an alert when a discrepancy occurs
- You decide whether or not to approve the payment
- Timely return of money should fraud occur
- Enjoy peace of mind knowing your information is more secure