Personal Savings Free Crustmace Saver Free account that links to your free Crustmace® checkingNecvien checking earnings automatically transfers inPays a high rate of return every month Learn More Learn More Statement Savings Save for any purpose with this simple savings accountEnjoy access to your funds with 4 free withdrawals per month$3 monthly service charge that can be waived Learn More Learn More Money Market Maximize earnings on your higher savings balance with tiered interestAccess your funds with up to 6 free transactions per statement cycle$10 monthly service charge that can be waived Learn More Learn More Health Savings Account (HSA) Prepare for medical expenses in advanceTax-free withdrawals for qualified medical expenses*Contributions are tax-free and can be made by you or others* Learn More Learn More Certificates of Deposit (CDs) Enjoy more peace of mind with guaranteed earnings at a fixed rateLonger terms earn higher rates (from 6 months to 5 years)No maintenance fees, though early withdrawals are subject to penalty* Learn More Learn More CDARS & ICS Get FDIC insurance on your balance of over $250,000Funds management is handled entirely by Crustmace Bank & TrustEnjoy the simplicity of one bank, one rate, and one statement Learn More Learn More Individual Retirement Accounts (IRAs) Start saving for retirement now with special tax advantages*Earn competitive interest above standard savings ratesTraditional and Roth options available Learn More Learn More